Medical · Motor · Group cover
Medical cover that fits your budget — and your hospital.
Tell us who needs cover and what you can spend. We compare — plans from — underwriters side by side, show you exactly which hospitals each one lets you use, and work out the M+1, M+2… pricing for you.
- Premiums straight from each underwriter's own rate card, levies included.
- Search — hospitals and clinics on real provider panels before you choose.
- Apply online. You only pay once the underwriter has accepted you.
- Underwriters compared
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- Hospitals & clinics on panels
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- Lives covered through us
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- Claims paid this year
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- Independent comparison across underwriters
- IRA-licensed intermediary
- Rates from underwriters' own rate cards
- Provider panels you can search
What we cover
Four kinds of cover, one agent. Pick where you want to start.
Who is it for?
Cover for one person, a family of any shape, or a whole group.
How it works
The same four steps whether you are covering a family, a car or a chama.
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Step 1
Tell us what you're covering
Who is in the family and your budget, the vehicle and its value, or the group and how many members.
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Step 2
Compare underwriters side by side
Premiums, limits, waiting periods and hospitals, on one page, with the source of every figure.
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Step 3
Pay by M-Pesa, when it's right to
In full or in instalments where the underwriter allows. For medical, only after you have been accepted.
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Step 4
Get your card or certificate
A digital member card, motor certificate or group certificate — and a named agent when you need to claim.
Plans we compare
Pick up to three to see them side by side. Prices shown are the entry level for one adult; get a quote for your own family.
Medical premiums come from the rate cards each underwriter publishes to intermediaries and are indicative: your final premium depends on underwriting. Last Expense rates are illustrative placeholders. Every plan shows the document and date its figures came from.
Is your hospital on the panel?
The most expensive surprise in medical cover is the hospital that turns you away. Search a hospital and see every plan that covers it, and the co-pay at the door.
“I had three quotes on WhatsApp and no idea which ones my children's hospital would take. Seeing the panel next to the price is what made the decision.”
Not sure where to start?
Compare medical plans in two minutes, or talk to your agent about motor, group cover or anything else — golf, travel, home, personal accident.